Another Reason for Over 50’s to take Action to Ensure They Retain their Standard of Living

Further to my Blog of 28^th January 2016 this Extract by Sarah Coles from Her report 28^th January shows again why we must prepare ourselves to prevent further erosion of the lifestyle we deserve.

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Over 50s deserve the wealth they worked so hard for

Investigation into intergenerational fairness is a red herring

By Sarah Cole's, Jan 28, 2016

The wider impact of increased investment earnings is considerable, from increased household consumption through to higher government tax revenues and less reliance on state-funded care in later life. As such, it is in everyone's interest to encourage and support the nation to be better informed and more comfortable about managing their money."

But what do you think? Do you agree that older people deserve to enjoy the money they have earned and helped to make the most of it? Or would you like to see the government shift the balance of wealth away from pensioners to young people? 

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 Take Action Now

Are you Prepared to take a step up? Give yourself a hand? Not wait for a hand out? Keep your Standard of Living, in Fact Improve It.

You're Opportunity 

 

If you are Able to work from Home, Full or Part Time. Have Ambition and be Prepared to Train. 

 

WE need to Talk to you NOW!

0800 044 5875 

A Review Reveals Women over 55 are Being Penalised as a Result of their Age

Are you one of the women disadvantaged by the changes to the state pension age? 

Thousands of women in their sixties are affected by the Governments change of rules that mean they will have to wait longer to receive their state pension. It is because the government are bringing the retiring age of men and women to be equal but the transition period is causing difficulties for many women.

In fact it may surprise many but some of the worst effected of us can suffer losses of anything between £30 – £40 thousand pounds and others will have about a five year extension until they get their pension.

Difficult times

These are indeed difficult times and I for one have been affected. Circumstances in my private life were responsible for some of the difficulties I encountered. I had to move house and out of the area where I was in a very secure job. This led me seeking occupation in another area. After 100’s of applications it became obvious that it was not my capabilities that were preventing me obtaining employment, but it was perfectly obvious that it was my age. So I now found myself without work and missing out on my earlier pension date by a matter of days. Which now affected me over a period of years. It was then I realised that any improvement in my financial state had to be done by myself.

My Remedy

Since employers would not entertain me I had to make use of my own capabilities. Which I did by becoming involved in a Business where I became self-employed relying upon my own capabilities.

I became a member of a team working for a British based Company which in 2.5 years expanded by 300%.  This allowed me to work from home, part time, working when it suited me. There was no stock or delivering cluttering up my home and I was able to enjoy my leisure time as I wanted and I have quite a considerable interest outside working. I sing in choirs, I play Golf, I go to the theatre when it appeals to me and have made many friends.

I was recruited into this business by chance. A friend introduced me and helped me to become part of the team. Now my work has also become a place of pleasure and is slowly decreasing the pain of the circumstances I found myself in.

Your Chance

The opportunities are there for both Men & Women but I found myself with an equal playing field with my Male counterparts. So much so that my Husband has joined me and we now are looking for 7 new recruits to join our team with the same opportunities and the means of training that was given to us. This is a Genuine Offer and the start-up cost are easily affordable and the rewards are entirely in our own hands.

I wish to share my Change of Fortune with anyone who has a genuine desire for a better lifestyle as I have found. Anyone who has any aspirations just ring. 0800 044 5875 and I wish them Good Health & Wealth and a Happy Relationship they will find by being part of this organisation.

Please Share This, It Can Help So Many People

Remove the despair 

Ring Free Now

0800 044 5875

UK 'not healthy enough' for higher retirement age

UK 'not healthy enough' for higher retirement age

 

OECD warns of pensioner poverty

Reported By Emma Woollacott, Dec 2, 2015

Government plans to raise the retirement age to 68 could plunge pensioners into poverty, as people simply aren't healthy enough to work that long.

According to the Organisation for Economic Co-operation and Development (OECD), workers in the UK are set to have to stay in work longer than those in any other country, and will have the worst pensions of any major economy.

The state pension age in the UK is set to reach 66 for both men and women by October 2020, going up to 67 by 2028 and 68 by the mid-2030s. Only Ireland and the Czech Republic are planning the same: in the rest of the developed world, the average retirement age will be only 65.5, even by the 2050s.

"Frankly, our population is not healthy enough to work that long. When you actually look at the health status of people between 60 and 70, you see a very rapid decline in the UK," says OECD senior analyst Mark Pearson.

"We are talking about a pension age of 68, and we almost certainly do not have the health to make that viable."

Pension Guides & Tips

According to the Pensions at a Glance 2015 report, British pensioners see the biggest fall in income of anywhere in the rich world when they retire.

"This analysis makes embarrassing reading for the politicians who have been responsible for the UK's pensions over the past 25 years," says Tom McPhail, head of retirement policy at financial services firm Hargreaves Lansdown.

"The collapse in final salary pensions has not yet been replaced with well-funded alternatives."

While the life expectancy in the UK is rising, so-called 'healthy life expectancy' has failed to keep pace putting pressure upon GP’s and Hospitals.

Labour leader Jeremy Corbyn recently called for manual labourers to be allowed to retire earlier than other workers in an article for the Daily Telegraph.

"Some people will be happy to work longer, others not. But living longer doesn't mean we are able to work longer in physically demanding jobs like that of the firefighter, police officer or paramedic," he wrote.

"And it's not just in the emergency services: construction workers, care workers and prison officers cannot be expected to work into their late 60s."

This may not be unaffordable. According to the OECD, concerns about the 'demographic time bomb' of an ageing population may be overstated: while people may not all be able to work until 68, they are working longer than in the past.

On average, says the OECD, the cost of paying pensions will rise from the current level of 9% of GDP to just 10.1% by 2050.